Risk insurance
Consider the consequences of not being able to work for a year as a result of an illness or injury, or the death of the family's breadwinner. While nothing can compensate for the emotional loss that such a catastrophe causes, it is possible to minimise the financial loss to your family or business by putting in place appropriate risk insurance cover, such as:
- Income protection insurance - provides a replacement income stream if you are unable to work as a result of an injury or illness
- Trauma (critical illness) insurance - provides a lump sum payment if you suffer a specified, insured medical event.
- Life insurance - provides a lump sum payment in the event of untimely death or the diagnosis of a terminal illness.
- Business expenses insurance - pays ongoing fixed expenses of your business if you are unable to work as a result of an injury or illness.
Your Genesys wealth adviser can ensure your needs are met with the most appropriate type and amount of risk insurance cover. Don't risk the financial future of yourself, your family or your business - take action today.