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Prudent Asset Management has been servicing clients for over 30 years, providing a range of wealth advice services to help people grow, manage and protect their wealth.

We can help you create the financial security that lets you focus on what’s really important in your life. Find out more about us, our services and our team.

Prudent Asset Management is part of Genesys Wealth Advisers Limited, a network of around 350 wealth advisers in 130 practices across Australia. Genesys provides financial services to around 100,000 Australians and advises on more than $8 billion of investments and over $80 million in annual individual risk insurance premiums (as at 31 March 2009).

Capital Protection

Capital protection provides a level of protection over financial investments in the event of a decline in investment markets.

Capital protection may be suitable for people who are:

• nervous about market volatility and wish to keep their investments in cash
• approaching retirement and want to protect the funds they are accumulating, or
• in retirement and want to protect the funds they have already accumulated.

• Capital Protection Flyer

Transition to Retirement

A tax effective way to increase retirement benefits involves salary sacrificing employment income and replacing it with income from a non-commutable allocated pension.

 This strategy is suitable for individuals who are:

• currently over 55
• want to increase retirement savings.

The benefits of this strategy are:

• personal income tax is reduced
• retirement savings are increased
• the return from superannuation is increased as earnings within pension phase are tax free.

• Transition to Retirement and Salary Sacrifice Flyer

Financial Literature

• Borrowing within an SMSF to purchase property
• Predicting Australia's economic future
• Parity, but what now?
• Keeping your balance
• Power of Attorney: taking the next step